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Quick question about Shang-Chi's chi charges

I was fighting rol wolvie when my charges capped out at around 150-ish and only the 4 charges from the SP3 would count towards the total amount, i understand if it had a cap because its basically infinite scaling damage, but there's no content that can survive a 1-2 million+ SP2. So why add the cap in the first place ?.
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297 charges for 6* is more or less impractical but still feasible.