Loading a fight in AQ, it was stuck here for 10 mins before I quit out of the game.

When I go back into the game, I lose 1/2 my health.
Why?
Not 1 attack was done, and it isn't my fault the game stuck there for that long, so, what is the reasoning behind this? I would be OK to lose 1/2 health IF I or the AI attacked, but, nothing was done!
That penalty should ONLY happen if you are actually fighting!